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	Home burglar alarm systems: Can they lower your home owner’s insurance rates?
	Home alarm systems: How they can provide fire protection.
	Residential Carbon Monoxide Detectors: Why home carbon monoxide protection is important.
	Home or residential burglary and break-ins: 10 signs your home may be a target for a home burglar.
	Motion Detectors for residential security: Pro’s and Con’s of home motion detectors as a home security solution.
	Home glass break detectors: Pro’s and Con’s of home glass break detectors as a home security solution.
	Sirens or Strobes and their role in home burglar alarm systems
	Video surveillance as a home security device: Do you want to catch the burglar or stop him?
	Fire alarms and smoke alarms: Do they protect your home against fire if you are away from home?
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Home burglar alarm systems: Can they lower your home owner’s insurance rates?

Home burglar alarm systems have been proven to be extremely effective at preventing intruders from entering your home. US Department of Justice crime statistics show that 74.3% of unsuccessful burglaries can be attributed to a burglar alarm system "scaring away" the intruder, while the probability of a burglary at a residential site without an alarm system is 14.8%. The most likely consequence of a burglary is the loss of property (the FBI reports that the average financial cost of a burglary in 2002 was $1,482) and the emotional stress that it can cause. Violence associated with a burglary is extremely rare, although many intruders carry weapons and are prepared to resort to violence if challenged.

Insurance companies work out their rates in the basis of risk so they are more than familiar with the statistics relating to burglary prevention and the presence of an alarm system. If you're in any doubt about whether fitting an alarm system will reduce the probability of your home being subject to a burglary, just look at the difference it makes to your insurance rates!

If you haven't fitted an alarm system yet, it is a good idea to check with your insurance company before deciding which type to install. They may offer discounts off your premium depending on the type you have fitted and the kind of installer you use.

Some security system providers carry out a thorough assessment of your property to ensure that the areas of most vulnerability are covered by your burglar alarm system and issue discount certificates to your insurance company after they have installed the system. This allows you and your insurer to know that your most valuable possessions are protected, and it saves you money.

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